Vacation abroad: ADAC warns of expensive treatments and cost traps!
Vacation abroad: ADAC warns of expensive treatments and cost traps!
Those who fall abroad are often faced with high treatment costs. In recent years, the prices for medical treatments, especially hotel doctors and private clinics, have risen sharply. The ADAC warns of these financial traps that travelers can consider without the right insurance. Patients are often forced to pay invoices directly at the holiday destination and so often remain at the costs that are exorbitantly high in some countries.
These countries include Egypt, Turkey and the United Arab Emirates. In Egypt alone, treatment costs rose by 26.4 %, while Turkey increased by 11 %and the United Arab Emirates by 23.1 %. The ADAC board, Sascha Petzold, emphasizes that doctors often take advantage of the emergency of the patients, which is reflected in overpriced invoices.examples of high treatment costs
The extreme costs for medical treatments abroad can be seen in several frightening examples: treatment of a laceration in the USA cost more than 13,700 euros and the costs for an arm fracture added up to 17,460 euros. Even in Canada, the prices are not without - treatment of a hand fracture was around 13,500 euros.
In Egypt, treatments with infusions in Hurghada led to costs of 3,850 euros, while an elbow fracture even incurred 21,650 euros due to supposedly unnecessary treatments. These high invoices are not only a horror scenario, but also a reason that speaks for international health insurance.
Why a foreign health insurance is necessary
Foreign health insurance is essential for trips abroad, since statutory health insurance only applies in EU countries and in some other countries. Many travelers are not aware that they usually have to bear all costs themselves in countries such as Thailand, Egypt or the USA. The ADAC informs that nobody can expect to be able to build statutory health insurance abroad in the event of illness.
Foreign health insurance, which was taken out before December 9, 2019, covers medically necessary healing treatments in the first 45 days of the trip. If there is a longer than 63 day treatment during a hospital stay, the ADAC organizes the return to a German clinic. However, this does not apply to cases that could be treated in Germany. An insured event occurs if medically necessary treatment is required abroad.
Correctly completed, foreign health insurance offers extensive benefits that are worth the money. They are valid worldwide, except in Germany and in the country of residence of the insured person. So that travelers can protect themselves from high costs, it is advisable to find out thoroughly in advance and to take out the necessary insurance.
Further information on international health insurance is available on the pages of the ADAC or also by phone at 089/76 66 32.
| Details | |
|---|---|
| Ort | Hurghada, Ägypten |
| Quellen | |