Credit cards for Dubai: How to save fees on vacation!

Credit cards for Dubai: How to save fees on vacation!

When traveling to Dubai, it is crucial to choose the right credit card. In the modern metropolis, payments are almost exclusively made with credit cards, while cash is rarely needed. Therefore, travelers should ensure that they have a credit card that is accepted in the UAE and does not incur high fees. FTD reports that Visa and Mastercard are the best options, while American Express is often declined.

Important criteria for choosing a credit card in Dubai are the fee structure and the features of the card. Credit cards without foreign currency fees are particularly recommended, as payments in dirhams (AED) can be associated with fees of 1-2% for euro credit cards. It is also an advantage to choose a card that allows free cash withdrawals abroad, as cash is necessary for tips and small purchases. Credit Cards360 highlights that some banks provide these offers and that bonus programs and cashback for spending in Dubai offer additional benefits.

The best credit card for Dubai

TheHanseatic GenialCardhas proven to be the optimal credit card for Dubai. It is accepted everywhere, has no annual fee and is particularly user-friendly. The GenialCard offers a number of advantages:

• Typ: Visa Kreditkarte mit echtem Kreditrahmen
• Jahresgebühr: 0 Euro (dauerhaft kostenlos)
• Fremdwährungsgebühr: 0 Prozent
• Bargeldabhebungen: Kostenlos ab 50 Euro Mindestbetrag weltweit
• Bargeldabhebung in Deutschland: 3,95 Euro pro Abhebung
• Tägliches Zahlungslimit: Bis zu 6.000 Euro
• Tägliches Abhebelimit: Bis zu 500 Euro
• Rückzahlungsmodell: Teilzahlung voreingestellt, umstellbar auf 100 Prozent
• Effektiver Jahreszins: 18,45 Prozent bei Teilzahlung
• Mobile App: Ja, inklusive Umsatzanzeige, Limitverwaltung, Kartensperre
• Kontaktloses Bezahlen: Ja, mit Apple Pay und Google Pay
• Reiseversicherungen: Nicht enthalten
• Partnerkarte: Nicht verfügbar

In summary, the Hanseatic GenialCard is not only reliable but also financially advantageous and particularly suitable for the needs of travelers in Dubai as it does not incur additional costs and offers a high level of acceptance.

Tips for using your credit card

In order to benefit optimally from the credit card, additional measures are recommended. Travelers should use a banking app to manage limits and block cards. Such an app allows you to maintain control over expenses and security aspects. Furthermore, the source Credit Cards360 highlights that it makes sense to take at least one Visa or Mastercard with you for the trip, as these are the most commonly accepted. An American Express card can be considered an additional option as it is sometimes accepted in smaller stores but is not recommended for all travel use.

Overall, wise preparation when choosing and using your credit card is the key to a pleasant stay in Dubai. Whether it's superior service, avoiding fees or security, the right credit card can make all the difference.